Mobile mania transforms consumer spending habits and poses new threats to maintaining data privacy compliance. As retailers and suppliers strive to survive, they must also adjust to the changing regulatory landscape. Technology, distribution, go-to-market strategies and the approach to retailer-supplier collaboration have all been affected. Retail companies must be proactive in addressing security and operational concerns. Compliance with the Payment Card Industry Data Security Standards (PCI DSS) is required, but truly securing your company requires a more robust commitment to cyber risk management.